making a world of difference to your finances…

WE ARE UNIVERSAL FINANCE

Looking to sort your finances once and for all? We want to be there for you every step of the way.

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Our Services

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  • We understand the crucial importance of protecting what matters most in life – your loved ones, your income, and your health. Our insurance solutions are always tailored to meet your individual needs.:

    • Life Insurance

    • Critical Illness

    • Income Protection

    • Accident & Sickness

    • Business Protection

  • Whether you’re looking to move home or purchase an investment property, we are here to make the process as seamless as possible – from beginning to end.

    • First-time buyers

    • Remortgages/rate switches

    • BTL investors

    • Self-builds

  • The world of pensions seems complex and daunting. Questions such as “When will you be able to hang up your boots and stop working?” or “How much money do you need to retire?” are not always clear. Don’t worry! We’re experts in the field and will be able to help you explore these questions and much more.

  • Whether you are a seasoned investor or just starting out, we tailor our advice to suit your individual needs and risk tolerance. Our comprehensive approach considers market trends, economic indicators, and your specific financial objectives to create a bespoke investment strategy.

*The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Some buy to let mortgages are not regulated by the Financial Conduct Authority (FCA).

Your home may be repossessed if you do not keep up repayments on your mortgage.*

  • "Great service. Sarah was really helpful, thorough, and easy to contact. As a first time buyer, I appreciated the care she took to make sure I understood everything."

    Ruth D.

  • "Excellent team at Universal Finance! Can't recommend them enough, Darrell and Sarah conveyed all relevant information in an easy to understand method."

    Eugene M.

  • "Amazing service. Needed to renew life insurance and Sarah gave very informative advice. Contact was worked around my schedule and nothing was too much bother. Cannot recommend highly enough."

    Zena M.

  • "Have used this company for many years. Found them to be very honest, reliable and efficient."

    Marleen C.

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